
Will Ripple/XRP Replace SWIFT for International Payments? A Look at the Future of Cross-Border Transactions
For decades, SWIFT has been the backbone of international banking, handling trillions of dollars in cross-border payments every year. Its messaging network connects thousands of banks globally, enabling money to move across borders—but it comes with significant drawbacks: high fees, slow settlement times, and dependence on intermediary banks. Enter Ripple and its digital asset XRP, designed to address these inefficiencies










